Top 10 Mortgage Lenders of 2025

1. Quicken Loans (Rocket Mortgage)

Rocket Mortgage, a division of Quicken Loans, is one of the largest and most well-known online mortgage lenders. Known for its fast application process, Rocket Mortgage offers a wide variety of loan products, including conventional, FHA, and VA loans. Their user-friendly online platform makes it easy to apply and track the status of your mortgage.

2. Wells Fargo

Wells Fargo is a prominent player in the mortgage industry, offering a range of mortgage products for first-time buyers, refinancing, and investment properties. With physical branches across the country, Wells Fargo provides personalized service along with its online tools, giving homebuyers the flexibility of both in-person and digital support.

3. Chase

Chase, one of the largest banks in the U.S., offers a variety of mortgage options, including fixed-rate and adjustable-rate mortgages, as well as FHA and VA loans. The company is known for its competitive interest rates, excellent customer service, and robust digital tools for managing your mortgage application and payments.

4. LoanDepot

LoanDepot is a leading online lender that offers a broad selection of mortgage options. With low fees and a transparent, user-friendly process, LoanDepot provides conventional, FHA, VA, and jumbo loans. The company is praised for its quick approval times and customer support, making it a solid choice for tech-savvy borrowers.

5. Better.com

Better.com has quickly become a popular digital-first lender. Known for its simple and fast application process, Better.com offers competitive rates and no origination fees on most loan products. Their all-digital approach is perfect for borrowers looking for a quick and hassle-free experience.

6. Flagstar Bank

Flagstar Bank is a regional bank with a strong mortgage lending presence. It offers a variety of home loan options, including conventional, FHA, and VA loans, as well as jumbo loans for higher-priced properties. Flagstar is known for its personalized service and expertise in government-backed loans.

7. U.S. Bank

U.S. Bank is a trusted lender that provides a range of mortgage products for homebuyers, including fixed-rate and adjustable-rate mortgages, FHA, VA, and USDA loans. U.S. Bank’s strong customer service and competitive interest rates make it a good choice for borrowers seeking both stability and flexibility.

8. Navy Federal Credit Union

Navy Federal Credit Union specializes in serving military members and their families, offering some of the best mortgage rates in the industry. It provides a wide range of loan products, including VA loans, conventional mortgages, and refinancing options. Navy Federal’s exceptional customer service and favorable terms make it a top choice for those who qualify.

9. Caliber Home Loans

Caliber Home Loans is a well-regarded lender that offers a wide selection of mortgage products, including FHA, VA, and USDA loans. The company is known for its fast processing times and professional support throughout the mortgage application process.

10. SunTrust (Truist)

Truist, formerly SunTrust, is a major player in the mortgage lending industry. The company offers a variety of loan products, including conventional, FHA, and jumbo loans, as well as refinancing options. Truist is known for its customer-first approach, offering personalized mortgage guidance to help borrowers navigate the process.

Choosing the right mortgage lender can be a game-changer when buying a home. Each of these top 10 mortgage lenders offers competitive rates, excellent service, and a range of loan products to suit your needs, ensuring that you can find the best possible terms for your home purchase in 2025.