Top 10 Health Insurance Companies in the USA (2025)

1. UnitedHealthcare

UnitedHealthcare is one of the largest health insurance providers in the United States, offering a wide range of health plans including individual, family, and employer-sponsored options. Known for its extensive network of providers and innovative health management tools, UnitedHealthcare also excels in offering telemedicine services and preventive care programs.

2. Anthem Blue Cross Blue Shield

Anthem Blue Cross Blue Shield is a leading health insurer, offering a variety of health plans tailored to individuals, families, and businesses. With coverage in 14 states, Anthem provides access to a broad range of doctors and hospitals. Anthem is also known for its wellness programs, preventive care, and customer service, making it a popular choice.

3. Aetna

Aetna, a subsidiary of CVS Health, is known for its flexibility in health plan offerings, including individual, family, and Medicare Advantage plans. Aetna offers competitive pricing, an extensive provider network, and strong customer support. The company is also noted for its wellness resources and digital health tools, helping members manage their health more effectively.

4. Cigna

Cigna is a global health insurance provider with an excellent reputation for customer service and comprehensive coverage. Cigna offers a variety of health plans, including dental, vision, and behavioral health coverage. The company is especially recognized for its mental health support and wellness programs, providing both in-person and virtual care options.

5. Humana

Humana has long been recognized for its focus on the health and wellness of its members. In addition to traditional health plans, Humana offers Medicare Advantage plans and health savings accounts (HSAs). Humana is also known for its emphasis on preventive care and its network of doctors who provide value-based care to improve long-term health outcomes.

6. Molina Healthcare

Molina Healthcare provides affordable health insurance options, primarily focused on Medicaid and Medicare beneficiaries. The company operates in multiple states, offering both Medicaid and Marketplace health insurance plans. Molina is particularly recognized for offering value-oriented plans that make healthcare accessible for low-income families.

7. Blue Cross Blue Shield

Blue Cross Blue Shield (BCBS) operates across 36 independent companies in the U.S., offering health insurance products with extensive coverage and a vast network of healthcare providers. BCBS plans include options for individuals, families, and businesses, and the company is known for its well-established presence in both urban and rural areas, ensuring broad access to care.

8. Kaiser Permanente

Kaiser Permanente offers integrated health care services, providing both insurance and care through its own network of doctors, hospitals, and clinics. Known for its emphasis on preventive care and holistic health management, Kaiser Permanente is especially popular in California, Colorado, and the Pacific Northwest. Its focus on quality care and cost-effective solutions has earned it high marks in customer satisfaction.

9. Oscar Health

Oscar Health is a relatively new player in the health insurance industry but has quickly gained recognition for its user-friendly digital experience. The company is known for its innovative technology, such as its mobile app that allows members to easily access health care services and communicate with doctors. Oscar is a great option for tech-savvy individuals seeking affordable, modern health insurance plans.

10. Highmark Health

Highmark Health is a regional health insurer that offers a variety of plans, including individual, family, and employer-sponsored coverage. Operating in Pennsylvania and neighboring states, Highmark provides access to a broad network of doctors and hospitals. It is also known for its customer service and commitment to improving healthcare outcomes through preventive programs.

Conclusion

Choosing the right health insurance company can be a complex decision, but these top 10 providers stand out for their wide range of offerings, strong customer support, and commitment to improving health outcomes. Whether you're looking for individual coverage, family plans, or Medicare Advantage, these companies provide options that cater to a diverse set of healthcare needs, ensuring that you have access to affordable, quality care in 2025.