Top 10 Health Insurance Companies in 2025

1. UnitedHealthcare

UnitedHealthcare stands as one of the largest health insurance providers in the United States. Known for its extensive network of doctors and hospitals, it offers a wide range of plans, from individual and family insurance to employer-sponsored policies. UnitedHealthcare's mobile app and online tools also make it easier for members to access care, manage prescriptions, and schedule appointments.

2. Anthem Blue Cross

Anthem Blue Cross is a leading insurer in several U.S. states. With a strong focus on member care, Anthem provides flexible health plans, including HMO, PPO, and high-deductible plans. The company’s telemedicine services and wellness programs are popular for their convenience and cost-saving benefits. Anthem is particularly recognized for its extensive network and customer satisfaction ratings.

3. Aetna

Aetna, now part of CVS Health, offers a range of health plans that cater to individuals, families, and employers. Aetna’s focus on digital tools and customer support sets it apart, offering members easy access to healthcare services and wellness resources. Its partnership with CVS provides additional savings on prescriptions, further enhancing the value of its plans.

4. Cigna

Cigna is well-known for offering a variety of health insurance plans, including individual and family plans, as well as global health insurance for expats. The company is highly rated for its customer service and health management programs, offering personalized care options and extensive telemedicine services. Cigna’s wellness benefits, such as discounts on fitness memberships and wellness coaching, are also a key draw.

5. Blue Cross Blue Shield

Blue Cross Blue Shield (BCBS) operates through independent companies in various states, providing a broad range of health insurance options. With its extensive network and reputation for quality care, BCBS is one of the most trusted brands in the industry. The company’s emphasis on preventive care and a wide array of plan choices make it a popular choice for many families and individuals.

6. Humana

Humana is known for its affordable health insurance plans, including Medicare Advantage, individual health insurance, and employer-based options. The company’s emphasis on holistic health, including dental, vision, and mental health coverage, provides a more comprehensive approach to health care. Humana also excels in customer service and provides members with easy access to healthcare professionals.

7. Molina Healthcare

Molina Healthcare specializes in Medicaid and Medicare plans, particularly for low-income individuals and families. With a focus on providing affordable healthcare solutions, Molina is a top choice for those seeking affordable and accessible coverage. Molina’s extensive network of physicians and its commitment to customer care make it a reliable choice for many.

8. Kaiser Permanente

Kaiser Permanente stands out for its integrated care model, where health insurance, doctors, and hospitals work together seamlessly. Known for its high customer satisfaction ratings, Kaiser Permanente offers HMO plans with access to a vast network of healthcare providers. Its emphasis on preventive care, wellness programs, and health coaching has earned it a loyal customer base.

9. WellCare Health Plans

WellCare, primarily serving Medicare and Medicaid members, offers affordable coverage with a focus on health management and preventive services. The company’s range of health plans is designed to help individuals manage chronic conditions, and it offers tailored support to low-income families. WellCare’s personalized care programs and commitment to affordability make it a strong competitor in the healthcare market.

10. Oscar Health

Oscar Health is a newer player in the insurance market but has quickly gained popularity due to its user-friendly technology and customer-centric approach. The company’s health plans include free telemedicine visits, which make it easy for members to access care from home. Oscar’s commitment to transparency and customer support has earned it a reputation as an innovative insurer, particularly for younger, tech-savvy customers.

Conclusion

The top 10 health insurance companies of 2025 offer diverse plans that cater to a range of budgets and healthcare needs. From comprehensive coverage options to customer-focused services and digital health tools, these companies lead the industry with their innovative approaches. When selecting a health insurance provider, it’s essential to consider factors like network size, plan flexibility, customer service, and cost. These top insurers offer a combination of these factors, ensuring that individuals and families can find the right coverage for their healthcare needs.