Top 10 Commercial Truck Insurance Companies in 2025

1. Progressive Commercial

Progressive Commercial is a leader in commercial truck insurance, offering a range of policies tailored to the needs of truck owners and operators. Their coverage includes liability, physical damage, cargo, and more. Progressive is known for competitive pricing and its user-friendly online tools, which allow easy management of policies and claims.

2. Geico Commercial

Geico offers affordable commercial truck insurance with a variety of coverage options, including liability, cargo, and physical damage insurance. Their straightforward policies, combined with excellent customer service, make Geico a popular choice for small business owners and independent truck operators. Geico is known for its ease of use and fast claims processing.

3. Nationwide

Nationwide provides a comprehensive range of commercial vehicle insurance options, including specialized coverages for trucks. With a focus on customized policies, Nationwide offers excellent options for long-haul trucking, local delivery services, and freight transport businesses. Their financial stability and helpful agents make them a trusted choice in the commercial insurance market.

4. Farmers Insurance

Farmers Insurance is a great option for commercial truck owners looking for reliable coverage. They provide tailored insurance solutions for different types of businesses, from owner-operators to large fleets. Farmers offers liability, physical damage, cargo, and workers’ compensation insurance, along with 24/7 customer service and claims support.

5. The Hartford

The Hartford is another top contender in commercial truck insurance, known for its comprehensive and customizable policies. They offer coverage for a variety of trucking needs, including fleets and independent truckers. The Hartford also provides specialized insurance for specific industries, such as long-haul, hazardous material transport, and tow truck operators.

6. Sentry Insurance

Sentry Insurance provides robust coverage options for trucking businesses, including liability, cargo, and physical damage insurance. They are known for their industry expertise and personalized service, offering competitive rates and safety programs to help reduce premiums. Sentry’s online tools make managing and tracking policies easy.

7. Liberty Mutual

Liberty Mutual offers reliable and affordable commercial truck insurance for businesses of all sizes. They provide comprehensive coverage options, including general liability, cargo, and commercial auto insurance. Liberty Mutual is particularly strong in providing specialized policies for fleet management and owner-operators.

8. American Trucking & Transportation Insurance

Specialized in commercial truck insurance, American Trucking & Transportation Insurance offers flexible policies for all types of trucking operations. Their services include liability, cargo, and physical damage insurance, along with specialized coverage for trucking companies, independent contractors, and owner-operators.

9. Allstate Commercial

Allstate offers customizable commercial truck insurance for businesses in various sectors. Their policies include coverage for commercial vehicles, cargo, liability, and damage. Known for providing flexible payment plans and 24/7 customer support, Allstate is an excellent option for small fleet owners and large trucking companies alike.

10. Nationwide Truck Insurance

Nationwide offers specialized truck insurance policies for a wide range of commercial vehicles. Whether you own a single truck or a large fleet, Nationwide provides extensive coverage options to suit your needs. With a focus on safety and accident prevention, Nationwide helps clients manage risks and reduce insurance costs.

Conclusion

Choosing the right commercial truck insurance company is crucial for protecting your business, assets, and drivers. The top 10 providers listed above—Progressive Commercial, Geico Commercial, Nationwide, Farmers Insurance, The Hartford, Sentry Insurance, Liberty Mutual, American Trucking & Transportation Insurance, Allstate, and Nationwide Truck Insurance—offer competitive rates, comprehensive coverage options, and strong customer service. Whether you need insurance for a single truck or an entire fleet, these companies provide reliable coverage and expert support to keep your business moving forward. Always shop around and consider factors like premiums, coverage, and customer reviews to find the best fit for your commercial trucking needs.