Top 10 Banks in California in 2025

1. Wells Fargo

Wells Fargo, headquartered in San Francisco, remains one of the largest banks in California. With a strong national and international presence, Wells Fargo offers a comprehensive range of services, including personal banking, home loans, and investment management. The bank has focused heavily on digital banking innovations, making it easy for customers to manage their accounts and investments via its app and website.

2. Bank of America

Another banking giant with a significant presence in California is Bank of America. Known for its vast branch network and advanced online banking services, it offers everything from checking and savings accounts to mortgages and small business loans. The bank’s mobile app provides a seamless user experience, making banking more accessible for Californians on the go.

3. Citibank

Citibank is a global leader in financial services, and its presence in California is considerable. With products ranging from personal banking to corporate finance, Citibank provides a wide variety of financial solutions. Its customer-centric approach, combined with digital banking tools like Citi Mobile®, makes it a popular choice for those seeking a blend of traditional and modern banking services.

4. Union Bank

Union Bank, a division of MUFG Union Bank, is a strong regional player in California. Headquartered in San Francisco, Union Bank serves individuals, small businesses, and large corporations. Known for its personalized service and strong ties to the community, it offers a broad range of financial products, including mortgages, personal loans, and credit cards.

5. East West Bank

East West Bank is one of the largest Asian-American banks in the U.S. and offers a wide range of banking services tailored to individuals and businesses. With its strong presence in California, the bank provides everything from checking accounts to business loans and foreign exchange services. East West Bank is also known for its focus on the needs of immigrant communities.

6. U.S. Bank

U.S. Bank is a major player in the California banking scene, offering a wide range of financial services. Known for its customer-first approach, U.S. Bank provides personal and business banking services, including loans, investment products, and credit cards. With a strong focus on digital innovation, the bank has introduced various tools to make banking easier and more efficient.

7. California Bank & Trust

With a deep commitment to serving local communities, California Bank & Trust is a highly regarded regional bank in the state. Known for its personalized service, the bank offers both personal and business banking solutions, including savings accounts, home loans, and commercial lending. Its focus on community development and sustainability has earned it a loyal customer base.

8. First Republic Bank

First Republic Bank, headquartered in San Francisco, offers premium banking services to high-net-worth individuals, businesses, and nonprofits. Known for its exceptional customer service and personalized financial advice, it provides a wide range of services, including private banking, investment management, and real estate financing. The bank is particularly popular for its tailored solutions to high-income clients.

9. Silicon Valley Bank

As the go-to bank for tech startups and venture capitalists, Silicon Valley Bank (SVB) plays a crucial role in California’s thriving technology and innovation sector. SVB specializes in providing banking solutions for high-growth companies, including venture debt, capital financing, and commercial banking services. Its deep connections with Silicon Valley’s ecosystem make it an essential financial partner for tech entrepreneurs.

10. Citizens Business Bank

Citizens Business Bank is a regional institution with a strong presence in California’s business community. With a focus on commercial banking services, including loans, cash management, and treasury services, it is widely regarded for its customer service and tailored solutions for businesses. The bank also offers personal banking products, making it a well-rounded financial institution.

Conclusion

The top 10 banks in California provide a diverse range of financial services to meet the needs of residents and businesses alike. Whether you’re looking for traditional banking services, digital tools, or specialized products like small business loans or venture capital, these banks offer the resources and expertise to help you manage your finances effectively. From global giants like Wells Fargo and Bank of America to regional players like Union Bank and Citizens Business Bank, these institutions are shaping the future of banking in California.